Privacy Policy

Last updated: July 7, 2026

The Penny Owl ("we," "us," or "our") operates thepennyowl.com. This Privacy Policy explains how we collect, use, and share information when you visit our website.

Information We Collect

We collect information you provide directly to us, such as when you contact us or subscribe to our newsletter. We also collect information automatically when you visit our site, including:

How We Use Your Information

We use the information we collect to:

Cookies and Tracking Technologies

We use cookies and similar technologies to remember your preferences, understand how you use our site, and serve relevant advertising. You can control cookies through your browser settings. Note that disabling cookies may affect site functionality.

We use third-party analytics tools (such as Google Analytics) that collect information about your use of our website. These tools use cookies and may collect your IP address. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Advertising and Third-Party Partners

The Penny Owl displays advertisements and links to third-party offers. We may receive compensation when you click on these links or take action on the offers. Our advertising partners may use cookies and web beacons to collect information about your visits to thepennyowl.com and other websites to provide targeted advertising.

We work with advertising networks including but not limited to Google AdSense. These partners have their own privacy policies governing the use of your information. We encourage you to review those policies.

Information Sharing

We do not sell your personal information. We may share your information with:

Do Not Sell or Share My Personal Information

If you are a California resident, you have the right to opt out of the sale or sharing of your personal information under the California Consumer Privacy Act (CCPA). To exercise this right, please contact us at the email address below.

Your Choices and Rights

Depending on your location, you may have the right to access, correct, delete, or restrict our use of your personal information. To make a request, contact us at privacy@thepennyowl.com. We will respond within 30 days.

To unsubscribe from our email communications, click the unsubscribe link in any email we send or contact us directly.

Data Retention

We retain personal information for as long as necessary to provide our services and comply with our legal obligations. When information is no longer needed, we delete or anonymize it.

Children's Privacy

Our website is not directed to children under 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us and we will promptly delete it.

Security

We implement reasonable technical and organizational measures to protect your information from unauthorized access or disclosure. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

Links to Other Websites

Our website contains links to third-party sites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

Changes to This Policy

We may update this Privacy Policy from time to time. We will post the revised policy on this page with an updated date. Your continued use of the site after any changes constitutes your acceptance of the updated policy.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

The Penny Owl
privacy@thepennyowl.com
thepennyowl.com